User Pays System For Aged Care

User Pays System For Aged Care

Free Samples

User Pays System For Aged Care

.cms-body-content table{width:100%!important;} #subhidecontent{ position: relative;
overflow-x: auto;
width: 100%;}

User Pays System For Aged Care

0 Download8 Pages / 1,767 Words

Discuss about the User Pays System for Aged Care.

User Pays System for Aged Care
A health care model is an important tool to delivering health care to a population of a country. Health care systems form a framework that a country uses to meet its health care needs. Health care models aim to keep people healthy, treat the sick, and protect people from running out of finances because of medical bills (Williams et al., 2015). Aging population has high demand for health care and a country is required to develop aged care policy that meet their need and balance resources allocation (Laporte, & McMahon, 2016). Australia has a growing aging population of over 400000 and is estimated to increase to 500000 in 2020 and over 1.8 million in the year 2050. The current aging population financing is 9% of the country’s GDP. The increasing financial burden will be unmanageable in the future by the government. Health care policies are influenced by socio-political issues. The following essay is a critique of user pays system in providing aged care in Australia. This will involve discussion of positives and negatives of user pays system in aged care and an evaluation of the model in relation to service provision.
User pays model approach aligns beneficiaries of a public good to pay the burden. User pays model refers to a health care system where consumers of a health care pay (Mitchell et al., 2015). The approach ensures resources are efficiently allocated as compared to when the government or a third party pays for health care. The user pay model requires the person whose care is provided to pay for the medical bills. This is different from what has been happening in Australia when the government, Commonwealth, and states have been paying for aged care whether they have ability or not. This approach of has proven unsustainable and unaffordable due to increasing aging population. The model will require aged persons accessing medical care to pay their bills. This policy has positives and negatives to aged care providers, aged patients and the government.   
The user pays model has positives based on the approach to aligning cost to beneficiaries. First, the user pay system will enable aged care sustainability (Mendelson et al., 2017). The government which is the main funder of aging care will be able to sustainability fund the aging population. Currently, the government spends $1600 to fund aged care to an individual person yearly. This amount cumulatively is 9% of the Australian GDP and if the user pays model is not adopted the government cannot sustain the funding (Duckett, 2018). The government will therefore be required to offer subsidies rather than fully fund aged care. Secondly, the user pays system will remove tax burden. Currently, tax payers in forced to be higher prices for fuels and other products in order to finance aged care. The user pays model will remove the burden from the tax payer since aged patients will incur costs for the health care provided. Thirdly the user pays model is flexible to aged care providers. Aged care will be deregulated and providers will be required to provide high quality health care to attract and maintain client. This will increase competition that will encourage aged care providers to flexible aged care that meet patient’s needs while observing best practices (Beard et al., 2016). Another positive feature of user pays approach to aged care is that patients will be able to get advanced care as they want. The patients will be able to choose where they get health care different from the current situation. It recorded that 50% of Australian die in hospitals every years and only 15% at home compared to UK and New Zealand where 30% die at home. The user approach will therefore enable patients to make decision on where they want to get advanced care. For instance, aging patients will be able to receive health care at home with their families. Therefore, user pays model is sustainable and affordable to the government and tax payer and improves quality health care delivery by deregulation of the market.
User pays approach has it negative side. First the approach will cause burden to people with less. Every old patient will be required to pay in order to receive health care. This will cause financial burden to patients and their families. All the aging population doesn’t work and don’t have an income or reliable income. They use their retirement saving that cannot support their palliative care needs. The patient and the family will therefore have to pay medical bills that can ruin their finances. Secondly, the user pays model aging care providers struggling to provide quality health. The aging care providers will lack consistent system of payment (O’Loughlin, Kendig, & Browning, 2017). This will lead to lack of funds to finance quality health care or aging population in Australia. Another negative feature of user pays model is the issue of bad debts. The aging patients are likely not to settle debts once they are treated. They will not afford to settle their medical bill because they don’t earn or lack property that can be sold to cater for the medical bills. Bad debts can also result to a situation where the patient dies before clearing the medical bill (Wakerman et al., 2017). Debts will lead to aging care providers becoming bankrupt. User pays approach therefore, has its negative that can bring the aging sector to a standstill.
 The user pays model includes all stakeholders in the aging care. The approach stakeholder include; providers, financiers, tax payer, and the patient. The aged care providers are health centers that provide health care to aged population in Australia. The user pays model outlines that the aged care providers will be charging aged patients for health care they offer them. The second stakeholder in the user pays model is the government. The government will not be required to fully fund the aged patients care. The government role will be to offer subsidizers to aged patients. The other stakeholder in the model is the patient. The model majorly focuses on the patient paying for the health care provided. The patients who will be required to pay for their medical bills to get health care. The approach also allows aged patients to make choices on where to get health care. The user pays model removes tax burden from the tax payer.
The user pays model has a comprehensive approach that will change the aging Australian population. The user pays model services will be provided to older people where and when they want. Services in the model will be delivered by professional at their residential or community health centers. The older people will have a choice to get attended at the place of choose. The user pays model cost for providing aged care is incurred by the patient or the patient’s family. The government will no longer be involved in financing aged care providers. This means that the approach will require the patient to make arrangements for setting their medical bills. The user pays approach will improve quality of care offered to aged patients. The government will deregulate the sector leaving it to free market with subsidy (Leung et al., 2018). Aged care providers will compete for clients by improving quality health delivery. The aged care providers will also modify their product to offer holistic palliative care for their patients and hospital reputation (Williams et al., 2015). This will be improve quality of care to patient either in health centers, community centers or residential. The user pays model approach requires a consumer of health care to pay. The approach is meets aged care needs while using minimum resources. This ensures minimum allocation of resources and optimal delivery of health care. The user pays model focus on patients health and more likely to meet patients needs as compared to other health care models. Therefore, user pays approach is effective and ensures efficient allocation of resources and ensure high quality health delivery.   
In summary, user pays model of health care will change Australian aging care approach. Aged patients will pay for their medical bills to get health care. The approach has benefits that reduce the government and the tax payer burden and allows the patient to access advanced care where and when they want. The user pays approach transfers the financial burden to the patient and the family. The financial burden will affect the aged care provider, patients, and their families. The user pays approach will be sustainable and affordable to the Australian government and improve quality of aged care to aged patients. Therefore, user pays model is a timely and effective approach for providing health care to the increasing Australian population.
Beard, J. R., Officer, A., de Carvalho, I. A., Sadana, R., Pot, A. M., Michel, J. P., … & Thiyagarajan, J. A. (2016). The World report on ageing and health: a policy framework for healthy ageing. The Lancet, 387(10033), 2145-2154.
Duckett, S. (2018). Expanding the breadth of Medicare: learning from Australia. Health Economics, Policy and Law, 1-25.
Mendelson, A., Kondo, K., Damberg, C., Low, A., Motúapuaka, M., Freeman, M., … & Kansagara, D. (2017). The effects of pay-for-performance programs on health, health care use, and processes of care: a systematic review. Annals of internal medicine, 166(5), 341-353.
Mitchell, G. K., Burridge, L., Zhang, J., Donald, M., Scott, I. A., Dart, J., & Jackson, C. L. (2015). Systematic review of integrated models of health care delivered at the primary–secondary interface: how effective is it and what determines effectiveness?. Australian Journal of Primary Health, 21(4), 391-408.
Laporte, A., & McMahon, M. (2016). Aging and Long-Term Care. In World Scientific Handbook of Global Health Economics and Public Policy: Volume 2: Health Determinants and Outcomes (pp. 43-82).
 Leung, E., Chau, C. W., Lee, A., Chen, Y. F., & Lee, D. T. (2018). Integrated care as a strategic solution for active aging in the community: Tools and models. In Sustainable Health and Long-Term Care Solutions for an Aging Population (pp. 145-160). IGI Global.
O’Loughlin, K., Kendig, H., & Browning, C. (2017). Challenges and Opportunities for an ageing Australia. In Ageing in Australia (pp. 1-10). Springer, New York, NY.
Williams, O., Mutch, A., Douglas, P. S., Boyle, F. M., & Hill, P. S. (2015). Proposed changes to Medicare: undermining equity and outcomes in Australian primary health care?. Australian and New Zealand journal of public health, 39(2), 106-108.
Wakerman, J., Humphreys, J., Wells, R., Kuipers, P., Entwistle, P., & Jones, J. (2017). A systematic review of primary health care delivery models in rural and remote Australia 1993-2006.

Free Membership to World’s Largest Sample Bank

To View this & another 50000+ free samples. Please put
your valid email id.


Yes, alert me for offers and important updates


Download Sample Now

Earn back the money you have spent on the downloaded sample by uploading a unique assignment/study material/research material you have. After we assess the authenticity of the uploaded content, you will get 100% money back in your wallet within 7 days.

UploadUnique Document

DocumentUnder Evaluation

Get Moneyinto Your Wallet

Total 8 pages


*The content must not be available online or in our existing Database to qualify as

Cite This Work
To export a reference to this article please select a referencing stye below:


My Assignment Help. (2019). User Pays System For Aged Care. Retrieved from

“User Pays System For Aged Care.” My Assignment Help, 2019,

My Assignment Help (2019) User Pays System For Aged Care [Online]. Available from:[Accessed 18 December 2021].

My Assignment Help. ‘User Pays System For Aged Care’ (My Assignment Help, 2019) accessed 18 December 2021.

My Assignment Help. User Pays System For Aged Care [Internet]. My Assignment Help. 2019 [cited 18 December 2021]. Available from:

.close{position: absolute;right: 5px;z-index: 999;opacity: 1;color: #ff8b00;}


Thank you for your interest
The respective sample has been mail to your register email id


$20 Credited
successfully in your wallet.
* $5 to be used on order value more than $50. Valid for
only 1

Account created successfully!
We have sent login details on your registered email.


Password: is the leading essay writing service in Australia. We are committed to resolving students’ all academic problems and help them acquire higher grades. We provide comprehensive essay paper help to students, who struggle to put up a good quality essay. With 3000+ talented essay writers, we cover 100+ subjects while providing essay writing service to students in Australia. Contact us to premier quality academic assistance at an affordable price.

Latest Healthcare Samples

div#loaddata .card img {max-width: 100%;

5N1794 Safety And Health At Work
Download :
0 | Pages :

Course Code: 5N1794
University: University College Cork is not sponsored or endorsed by this college or university

Country: Ireland

Assignment 1
Answer to question 1
I have conducted a survey at my workplace maned Lady’s Hospice and Care Services to observe the working environment. The aim of the survey is to find if it is a safe, healthy, secured and fulfilling place to work. A visual survey was conducted to locate and record the safety signs in the workplace. The objective of the survey is to observe and list different types of signs, location, their prom…
Australia Maple Ridge Management Introduction to film studies University of New South Wales Masters in Business Administration 

400837 Health And Socio Political Issues In Aged Care
Download :
0 | Pages :

Course Code: 400837
University: Western Sydney University is not sponsored or endorsed by this college or university

Country: Australia

Palliative care services are designed to improve the life of patient with progressive disease. People receiving palliative care have illness that has no prospect of cure.  As per the World Health Organisation, palliative care is a care given to patient suffering from life threatening illness to improve their quality of life by preventing and providing relief from sufferings by early recognition , assessment and trea…
Australia Minchinbury Management University of New South Wales 

PUBH6304 Global Health
Download :
0 | Pages :

Course Code: PUBH6304
University: The University Of Newcastle is not sponsored or endorsed by this college or university

Country: Australia

Human Immunodeficiency Virus Infection and Acquired Immune Deficiency Syndrome (HIV/AIDS) is the spectrum of medical conditions caused due to human immunodeficiency virus (HIV) following which the patient suffers from a series medical complications due to suppression of the immune system of the body. With the progression of the disease, the patient is likely to suffer from a wide range of infections like tuberculosis and other opportu…
United States Newark Management University of New York Masters in Business Administration 

CON 321 Health Related Research
Download :
0 | Pages :

Course Code: CON321
University: University Of Southern Maine is not sponsored or endorsed by this college or university

Country: United States

Leadership in the hospital is the ability to influence the staff toward providing quality health care. Leadership involves influencing human behavior to create a positive working environment (Langlois, 2012). Good leadership enables healthy relationships among staffs in the hospital enhancing quality delivery of health care services. Leadership is responsible to building teams that have trust, respect, support and effecti…

BL9412 Public Health
Download :
0 | Pages :

Course Code: BL9412
University: University Of The West Of England is not sponsored or endorsed by this college or university

Country: United Kingdom

According to the researchers, it can be said that the management of the health care organizations has become a difficult task nowadays and the reason behind this is the occurrence of various issues in this sector (Hall et al., 2014). Therefore, the administrative employees of the organization should incorporate various revolutionized strategies for enriching the worth of care provided by the hospital to its clients and re…
Australia Ryde Management Information system strategy University of New South Wales (UNSW) Masters in Business Administration 


Our Essay Writing Service Features

Qualified Writers
Looming deadline? Get your paper done in 6 hours or less. Message via chat and we'll get onto it.
We care about the privacy of our clients and will never share your personal information with any third parties or persons.
Free Turnitin Report
A plagiarism report from Turnitin can be attached to your order to ensure your paper's originality.
Safe Payments
The further the deadline or the more pages you order, the lower the price! Affordability is in our DNA.
No Hidden Charges
We offer the lowest prices per page in the industry, with an average of $7 per page
24/7/365 Support
You can contact us any time of day and night with any questions; we'll always be happy to help you out.
$15.99 Plagiarism report
$15.99 Plagiarism report
$15.99 Plagiarism report
$15.99 Plagiarism report
$3.99 Outline
$21.99 Unlimited Revisions
Get all these features for $65.77 FREE
Do My Paper

Frequently Asked Questions About Our Essay Writing Service

Academic Paper Writing Service

Our essay writers will gladly help you with:

Business Plan
Presentation or Speech
Admission Essay
Case Study
Reflective Writing
Annotated Bibliography
Creative Writing
Term Paper
Article Review
Critical Thinking / Review
Research Paper
Thesis / Dissertation
Book / Movie Review
Book Reviews
Literature Review
Research Proposal
Editing and proofreading
Find Your Writer

Latest Feedback From Our Customers

Customer ID:  # 678224
Research Paper
Highly knowledgeable expert, reasonable price. Great at explaining hard concerts!
Writer: Raymond B.
Customer ID: # 619634
Essay (any type)
Helped me with bear and bull markets right before my exam! Fast teacher. Would work with Grace again.
Writer: Lilian G.
Customer ID: # 519731
Research Paper
If you are scanning reviews trying to find a great tutoring service, then scan no more. This service elite!
Writer: Grace P.
Customer ID: #499222
Essay (any type)
This writer is great, finished very fast and the essay was perfect. Writer goes out of her way to meet your assignment needs!
Writer: Amanda B.
Place an Order

Calculate the price of your order

You will get a personal manager and a discount.
We'll send you the first draft for approval by at
Total price:

Powered by WhatsApp Chat

× How can I help you?